Want Health Insurance? There’s Still Time!

The Annual Enrollment Period (AEP) to buy Health Insurance for 2023 runs through January 15th, 2023!  The AEP was extended this year for 2023.

Additionally, if you’re losing coverage on December 31st that qualifies you for a Special Enrollment Period (SEP) to get a January 1st effective date if you apply for coverage in December.  If you’re not eligible for an SEP but enroll by January 15th, 2023 then your effective date would be February 1st.

The AEP for Health Insurance is also a good time to update your income, address, and so on.  Once AEP is over, you would then be able to qualify for Health Insurance with an SEP event such as moving, having a baby, loss of Employer Group Coverage, getting married, etc.

Get in touch with us today for more information and for your Free Quote by January 15th, 2023!  There is absolutely no obligation and we can help you find the coverage that works best for you.

~Bush and Associates is in the 2023 ACA Marketplace Elite Circle of Champions for Individual Health.  They have offered local area insurance products for over 40 years.  They specialize in ACA Individual Health, Vision, Dental, Group Employment Benefits and more. 

BUSH AND ASSOCIATES:  Call (828) 754-2601, TEXT 828-493-5821, Email quotes@bushandassociates.net  

Visit onlinehttp://www.mynchealthplan.com

The Time to Buy Health Insurance is Almost Over!

Don’t delay – the time to buy Health Insurance is almost O V E R!

It’s Annual Enrollment (AEP) for Affordable Care Act (ACA) Individual Health plans.  Currently it runs from November 1st 2022 through January 15th 2023.  This is the time that you can enroll in Health Insurance or make a change to an existing plan. 

AEP is the time period where you can take out a new Health plan or come off of COBRA to take out a new Health plan.  You can also enroll in an Individual Health plan even if you are offered group health insurance if the cost of the individual plan is less than what your employer offers. 

This is also the time to make updates to an existing plan and/or change plans if what you currently have isn’t working for you.  Things to update are: your projected household annual income or household size, address, email or phone number or if you need to make a coverage change.  When the Annual Enrollment for ACA is over, you cannot enroll in a Health Insurance plan again until the next time it comes around for 2024 unless you quality for a Special Enrollment period (SEP) during the year outside of AEP.  You can, still make any necessary updates to your Marketplace application during the year.

Need help with Health Insurance?  Then get in touch with us today so we can go over your choices!  Our quotes are free with no obligation!

~Bush and Associates was in the 2022 Marketplace ACA Elite Circle of Champions.  They have offered local area insurance products for over 42 years.  They specialize in ACA Individual Health, Vision, Dental, Cancer plans, Short-Term Health, Group Employment Benefits and more.  We offer quotes by Phone, Text, Email, Online, Mail or with an in office appointment.

2023 Marketplace Circle of Champions!

Laura Bush-Sedlacek of Bush and Associates has been recognized by the Health Insurance Marketplace® as a member of the 2023 Marketplace Circle of Champions for helping consumers gain qualified health coverage. 

This Centers for Medicare & Medicaid Services (CMS) award highlights Laura Bush-Sedlacek’s success in actively enrolling 20 or more consumers during this Open Enrollment Period and demonstrates her expertise and experience in helping consumers find health coverage.

“Agents and brokers are key partners to CMS in our shared goals of helping expand access to coverage for Americans,” said Ellen Montz, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank Laura Bush-Sedlacek for her dedication to providing exceptional service and helping access coverage.”

This year’s Open Enrollment Period for applying for Marketplace coverage runs from Nov. 1, 2022, to Jan. 15, 2023. Consumers with questions about their coverage or who would like help enrolling can contact Laura Bush-Sedlacek at (828) 754-2601.

What is the Marketplace Circle of Champions?

CMS created the Marketplace Circle of Champions program to commemorate the hard work and commitment of Marketplace-registered agents and brokers throughout America. This award recognizes agents and brokers who have actively enrolled 20 or more consumers. Each year, thousands of agents and brokers reach the Marketplace Circle of Champions, highlighting their hard work, expertise, and service.

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Confused about insurance?

Let’s face it, insurance can be confusing! But it doesn’t have to be.

Get in touch with us today so that we can answer your questions and guide you in your coverage choices! We have been helping folks in Caldwell County and surrounding counties and even across the state of North Carolina with their insurance coverage since 1980!

Our quotes are always free with no obligation. So give us a call today at (828) 754-2601, or Text us at 828-493-5821, or email quotes@bushandassociates.net and let us help!

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Need Health Insurance?

If you need Health Insurance and missed Annual Enrollment, you may still qualify for a plan. You can qualify with a Special Enrollment such as loss of employer group coverage, pregnancy, marriage, divorce, moving, and in certain circumstances income. If you do not have a special enrollment situation, you may be eligible for Short-term Health. Get in touch with us today for more information and/or your free, no obligation, quote! Call (828) 754-2601, Text 828-493-5821, or email quotes@bushandassociates.net

What Medical Cards do you carry in your Wallet?

When you’re cleaning, don’t forget to clean out your wallet! This is where you probably carry your critical medical cards and maybe an insurance card or two. Perhaps, you even carry the business card of your insurance agent as well.

Do you know which cards to keep? Do you know which cards to carry with you?

If you have retired and are no longer on a group plan through work or even an individual health plan, once that plan ends you don’t need to carry it around with you. You should hang onto it, though, in case you need to refer to the ID number again for some reason.

If you have a Medicare card, make sure you have the new one that does not use your social security number on it. If you don’t have the new one, then call Social Security at 1-800-772-1213 for a replacement card. You will want to carry your Medicare card with you. Be sure to carry the most current one if you had to order a replacement card. Then if you have an insurance product to go along with your Medicare, be sure to carry that with you as well. And, if you have an insurance agent, be sure to keep their business card with you in case you need service for your policy or have a question.

If you are on a Group health plan, or an Individual Health plan then you will want to carry that ID card with you. Plus, if you have Dental or Vision, then carry that card too.

Carrying the correct information in your wallet can make it easier for you to access healthcare services easier. The most current cards help make sure your claims are filed more efficiently.

Taking a little time to organize your insurance papers in a folder or notebook at home too is also a good idea. Be sure to clean out your wallet as well!

Think Local!

Have you ever watched a TV commercial or maybe read an ad in a magazine and thought what a great insurance product? Or maybe you got a letter or flyer in the mail. Perhaps, someone gave you a call from an 800 # in or out of state. And while the product might be wonderful no matter how or where you purchase it, did you give any thought to the service you could need later?

When it comes to your insurance needs, it’s important to look for an Agent who can and will help you with your product(s). Usually you cannot get service on a product with someone who is not the original Agent. What if you have questions? What if you need assistance? Do you want to hang on an 800 # all day? Do you want to send an email to an Agent out of state and hope they answer it?

Because we at Bush and Associates are local, we take care to provide you with the information you need when purchasing a policy. We have served the insurance needs of Caldwell Co and surrounding counties for over 40 years! We have the knowledge to answer your questions and we gladly provide complimentary service to all of our policyholders.

Give us a call at (828) 754-2601, Text 828-493-5821, or email quotes@bushandassociates.net Or you can sit across the desk from us by stopping by our office at 916 Wilkesboro Blvd. in Lenoir. Get in touch with us today!