Taking a Trip out of the country? Will you be covered?

In most cases, if you travel out of the US your medical insurance may or may not work if you should be so unfortunate as to get sick while you’re on your trip. (It’s happened to me twice!) And Medicare definitely stops at the border! Plus, if you’re spending a lot on you’re trip, what happens if you don’t get to go for some unforeseen reason – if you cannot get a refund then will you just simply forfeit everything you spent on it?

Did you know, you can get a travel medical and/or trip coverage for a very affordable amount? Click here for a free, online quote: https://producer.imglobal.com/international-insurance-plans.aspx?imgac=136041 or call us today at (828) 754-2601 or Text 828-493-5821 and we can run quotes for you. You can email us at quotes@bushandassociates.net Make sure you’re covered when you travel!

There’s a new Health Insurance Marketplace Special Enrollment Period for Low-Income Consumers

The Marketplace has just put into place a new Health Insurance Special Enrollment
Period (SEP) for low-income consumers who are at or below 150% of the Federal
Poverty Level (FPL).

The Federal Poverty Level is approximately $19,000 for an individual, $26,000 for
a family of two, $32,000 for a family of three, and $39,000 for a family of four. The
Federal Poverty Level for income at or below 150% varies by state and household
size.

Using this new SEP, if you fit this eligibility you may enroll in a Marketplace
plan. It’s possible for those with existing policies to possibly change their
plan as well, but if you do change your plan mid-year then your annual
deductible and out of pocket limit will reset.

To be eligible for this SEP you must meet both of these criteria:
*Be eligible for an APTC (advanced premium tax credit aka subsidy)
*Have an estimated annual household income at or below 150% FPL.
Additionally, you cannot be eligible for Medicaid or offered affordable employer-
sponsored coverage to qualify for this SEP.

Contact Bush and Associates today to see if you qualify for this new SEP and/or
a different one to get a Health Insurance Plan.

~Bush and Associates Get in touch with us today for more information or
a free quote. Call (828) 754-2601, Text 828-493-5821, or email
quotes@bushandassociates.net  Bush and Associates is located at 916 Wilkesboro Blvd.

Are you eligible for a Special Enrollment for Health insurance?

Did you miss Annual Enrollment? You may be eligible for a Special Enrollment. Special Enrollments include having a baby, moving, losing employer insurance, getting married, etc. Get in touch with us today for more information. Our quotes are always FREE, with no obligation. Call us at (828) 754-2601 or Text 828-493-5821. You can send us an email at quotes@bushandassociates.net if you prefer. We’re conveniently located at 916 Wilkesboro Blvd. in the building beside Cars Plus. Don’t delay, get in touch with us today!

Annual Enrollment is Over so What’s Next?

You may or may not be aware that Annual Enrollment just ended for ACA Individual Health. It ended on January 15th after an extension from the normal deadline of December 15th. So what does this mean if you didn’t buy or renew your health insurance plan?

We are now in what’s called Special Enrollment. Special enrollment circumstances can include moving, loss of Employer coverage, marriage, divorce, having or adopting a child, etc. Usually, you can use this to enroll and/or make a change in a health insurance plan. This is also a good time to make necessary updates to your account such as a change in income, or adding in new phone number or mailing address and so on.

Of course if you’re on Medicare A&B or even new to Medicare A&B, there are other insurance choices for you. Products such as Medicare Supplements can fill in the gaps!

It’s also important to think about additional coverages you can add on. These coverages include Dental, Vision, Disability and Life insurance.

Bush and Associates has been serving the insurance needs of Caldwell County and the surrounding area since 1980. Get in touch with them today for more information or a free quote.

Call (828) 754-2601
Text 828-493-5821
Email quotes@bushandassoiates.net

Bush and Associates achieves Elite status by enrolling over 100 consumers during Open Enrollment

Bush and Associates has joined the 2022 Marketplace Elite Circle of Champions as an Elite member, after successfully enrolling more than 100 consumers in qualified coverage through the Health Insurance Marketplace®.

This Centers for Medicare & Medicaid Services (CMS) award for agents and brokers who assist more than 100 consumers during the Open Enrollment Period recognizes Bush and Associates for dedication, expertise, and service.

“Helping 100 consumers during the Open Enrollment Period is a great achievement,” said Ellen Montz, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank Bush and Associates for providing her trusted advice and exceptional service to help expand access to health insurance coverage in communities across America.

This year’s Open Enrollment Period for applying for Marketplace coverage runs Nov. 1–Jan. 15, 2022. Consumers with questions about their coverage or who would like help enrolling can contact Bush and Associates at (828) 754-2601.

What is the Marketplace Circle of Champions?

To commemorate the hard work and commitment of agents and brokers, CMS created the Marketplace Circle of Champions program which provides special recognition to agents and brokers who have actively enrolled 20 or more consumers to demonstrate their expertise and experience in helping consumers find health coverage.  Each year, the Marketplace Circle of Champions program recognizes thousands of agents and brokers across America—highlighting their hard work, expertise, and service. Whether they’re helping individuals complete an application, select a plan, or manage coverage, agents and brokers play a critical role in the success of the Health Insurance Marketplace®.

We’ve Already Made the Circle of Champions for 2022!

Laura Bush-Sedlacek of Bush and Associates has been recognized as a member of the 2022 Marketplace Circle of Champions, a Centers for Medicare & Medicaid Services (CMS) program that celebrates the hard work of agents and brokers in helping consumers enroll in qualified health coverage through the Health Insurance Marketplace®.  

This award highlights Laura Bush-Sedlacek’s success in actively enrolling 20 or more consumers during this Open Enrollment Period.

“We thank Laura Bush-Sedlacek for her dedication to providing exceptional service and helping consumers get the coverage they need,” said Ellen Montz, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “Agents and brokers play a key role in educating consumers about their health insurance options and helping expand access to coverage for Americans.”

This year’s Open Enrollment Period for applying for Marketplace coverage runs Nov. 1–Jan. 15, 2022. Consumers with questions about their coverage or who would like help enrolling can contact Laura Bush-Sedlacek at 828-754-2601.

What is the Marketplace Circle of Champions?

To commemorate the hard work and commitment of agents and brokers, CMS created the Marketplace Circle of Champions program which provides special recognition to agents and brokers who have actively enrolled 20 or more consumers to demonstrate their expertise and experience in helping consumers find health coverage.

Each year, the Marketplace Circle of Champions program recognizes thousands of agents and brokers across America—highlighting their hard work, expertise, and service. Whether they’re helping individuals complete an application, select a plan, or manage coverage, agents and brokers play a critical role in the success of the Health Insurance Marketplace®.

Insurance is ESSENTIAL and Annual Enrollment is HERE!

Hi from Bush and Associates! Insurance is ESSENTIAL.  So that’s why we’re here to help you navigate a very important time of year:  Annual Enrollment! 

What is Annual Enrollment?  It’s the time period when you can make changes and/or enroll in certain types of insurance coverages. 

The time periods run as follows:  For Medicare Advantage and Part D Prescription Drug plans Annual Enrollment runs Oct 15th-Dec 7th.  For ACA Individual Health, Annual Enrollment runs Nov 1st through January 15th, 2022.  Please note new this year the ACA Individual Health deadline has been extended into January 2022!

During Annual Enrollment, you can drop or add plans or make changes to a plan or take out a new plan. 

Did you know, we have been assisting customers in Caldwell county and surrounding counties since 1980?  That’s right!  And we also provide complimentary service for the policies we sell and we’re here to help you if you need assistance with something such as claims or billing. 

So give us a call today at 828-754-2601 or Text 828-493-5821 to get a free quote and schedule your appointment.  Or you can email us at quotes@bushandassociates.net to schedule a time. 

Annual Enrollment is a short period of time to take out a new plan or make changes to an existing one, so don’t delay!  At Bush and Associates our customers are our family and friends.  Get in touch with us today!

Be the difference!

What’s the difference between us and other options you have for purchasing your insurance? The difference is we provide complimentary customer service for all of our policyholders! That’s right! We will help you with issues that may come up such as billing, claims, change of address, etc.

We are here for you when you need us. We really mean it when we say our customers are our family and friends!

Get in touch with us today and you’ll see the difference!

  • If you’d like to get in touch with us, you can reach us by:
  • Phone (828) 754-2601
  • Text (828) 493-5821
  • Email service@bushandassociates.net
  • In Person 916 Wilkesboro Blvd Lenoir (*during Covid-19, masks required)