Need Health Insurance? You may qualify with a Special Enrollment!

Did you miss Annual Enrollment for Health Insurance? You may still qualify with any number of Special Enrollment situations such as Loss of Employer Group Coverage, Marriage/Divorce, having a Baby, Moving, etc. Get in touch with us today for more information and for your FREE quote! #freequotes #bushandassociatesinsurance

Missed Annual Enrollment for Health Insurance? You may still qualify with a Special Enrollment.

If you didn’t get Health Insurance during Annual Enrollment, you may still be able to qualify with a Special Enrollment. Special Enrollment situations include Loss of Employer Group Coverage, Moving (zip codes), Having a Baby, Marriage, Divorces, etc. Contact us today by calling (828) 754-2601, Texting 828-493-5821, Emailing quotes@bushandassociates.net, or stop by the office for more information and a Free Quote! #freequotes

Health Insurance 2023 Elite Status Marketplace Circle of Champions!

We’ve been recognized for our hard work and commitment to helping consumers access qualified health coverage! We’re honored that CMS has recognized us with Elite Status in the 2023 Marketplace Circle of Champions for helping more than 100 consumers enroll in and manage their health insurance coverage this Open Enrollment. #MarketplaceChampion

Do you want Health Insurance?

Want Health Insurance? Do you have Health Insurance? Free quote! Apply by Dec 15th for a Jan 1 effective date. Apply by Jan 15th for a Feb 1 effective date. Get in touch with us today: call (828) 754-2601, Text 828-493-5821, Email quotes@bushandassociates.net or stop by our office at 916 Wilkesboro Blvd in Lenoir (beside Western Carolina Surveyors). #freequotes #bushandassociatesinsurance #healthinsurance #northcarolinahealthinsurance

What Can Bush and Associates do for you for Health Insurance?

Do you have Health Insurance? If you do not, did you know that you can only sign up for ACA Health Insurance during Annual Enrollment (for 2023 this runs Nov 1st, 2022 through Jan 15th, 2023) or if you have a Special Enrollment situation outside the annual enrollment time period. If you do have a plan, is it working for you and can you afford it?

Here are some FAQS to assist you!

CAN I ONLY GET INDIVIDUAL HEALTH INSURANCE DURING ANNUAL ENROLLMENT? No, you can get it during Annual Enrollment or outside of that with a Special Enrollment situation.

WHAT IS SPECIAL ENROLLMENT? Special Enrollment is a life changing event such as moving (zip codes), getting married or divorced, losing group health insurance through an employer, turning 26 and aging off of a parent’s plan, having a baby, etc. A special enrollment situation allows you to enroll in an individual health plan if it’s not annual enrollment.

CAN I GET AN INDIVIDUAL HEALTH PLAN IF I HAVE ACCESS TO GROUP INSURANCE AND/OR COBRA? If it is during Annual Enrollment and you currently have COBRA, you can go off the COBRA onto an Individual Health plan. If you have access to group insurance, if the cost of that insurance is more than a certain percentage (an Agent can give you more info on this and help you to figure this amount) then you can actually go on an Individual Health plan.

DO I HAVE TO HAVE AN INCOME TO GET ON THE MARKETPLACE FOR INSURANCE? Yes you have to make a certain amount in order to qualify for a subsidy (advanced premium tax credit) towards your health insurance premium and you also have to make under a certain amount as well depending on your household size and household income. You can get a plan “OFF” Marketplace without a subsidy and then income does not play a role in this premium.

WHAT IF I HAVE A HEALTH INSURANCE PLAN AND IT DOESN’T WORK FOR ME? Annual Enrollment is the time to explore a plan change and to compare what else is available.

WHAT IF I HAVE AN INDIVIDUAL HEALTH PLAN ON THE MARKETPLACE AND NEED TO MAKE UPDATES SUCH AS INCOME OR ADDRESS, ETC TO IT? Updates to your Marketplace account can be made any time, but Annual Enrollment is an excellent time to do this as well. It’s especially important to keep your Income, Address, Phone and Email address information updated and current.

HOW DO I GET HELP WITH MY CURRENT HEALTH INSURANCE PLAN? Contact your local Agent and schedule a time to look over your renewal for next year and/or check with your insurance company for any renewal information that’s been sent to you for the next year.

HOW DO I GET A HEALTH INSURANCE QUOTE? Contact us today for your FREE health insurance quote! There is no obligation. Just call us at (828) 754-2601, or Text Us at 828-493-5821, or email quotes@bushandassociates.net

#healthinsurance #annualenrollmenthealthinsurance #bushandassociatesinsurance #freequotes #northcarolinahealthinsurance

2023 Marketplace Circle of Champions!

Laura Bush-Sedlacek of Bush and Associates has been recognized by the Health Insurance Marketplace® as a member of the 2023 Marketplace Circle of Champions for helping consumers gain qualified health coverage. 

This Centers for Medicare & Medicaid Services (CMS) award highlights Laura Bush-Sedlacek’s success in actively enrolling 20 or more consumers during this Open Enrollment Period and demonstrates her expertise and experience in helping consumers find health coverage.

“Agents and brokers are key partners to CMS in our shared goals of helping expand access to coverage for Americans,” said Ellen Montz, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank Laura Bush-Sedlacek for her dedication to providing exceptional service and helping access coverage.”

This year’s Open Enrollment Period for applying for Marketplace coverage runs from Nov. 1, 2022, to Jan. 15, 2023. Consumers with questions about their coverage or who would like help enrolling can contact Laura Bush-Sedlacek at (828) 754-2601.

What is the Marketplace Circle of Champions?

CMS created the Marketplace Circle of Champions program to commemorate the hard work and commitment of Marketplace-registered agents and brokers throughout America. This award recognizes agents and brokers who have actively enrolled 20 or more consumers. Each year, thousands of agents and brokers reach the Marketplace Circle of Champions, highlighting their hard work, expertise, and service.

#northcarolinahealthinsurance #annualenrollmenthealthinsurance #healthinsurance #bushandassociatesinsurance #freequotes #individualhealthinsurance

Confused about insurance?

Let’s face it, insurance can be confusing! But it doesn’t have to be.

Get in touch with us today so that we can answer your questions and guide you in your coverage choices! We have been helping folks in Caldwell County and surrounding counties and even across the state of North Carolina with their insurance coverage since 1980!

Our quotes are always free with no obligation. So give us a call today at (828) 754-2601, or Text us at 828-493-5821, or email quotes@bushandassociates.net and let us help!

#northcarolinahealthinsurance #annualenrollmenthealthinsurance #healthinsurance #bushandassociatesinsurance #freequotes #individualhealthinsurance