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What do you need for Individual Health?  – FAQ

  1. If you are losing Health insurance (group, Medicaid, coming off a parent’s plan, etc.) then you need to know the exact day you are losing your coverage.
  2. What is your household size?
  3. What is your household income?
  4. How long might you need coverage – temporarily or for several months/years? If you are looking for a Temporary policy would you be able to qualify medically for it?  (Note:  ACA plans do not underwrite or ask health questions; whereas Short-term Health plans do ask health questions and underwrite)
  5. If you haven’t lost current health coverage (as described in #1), have you had another qualifying event to get it such as moving (zip codes, states, counties), change in marital status, etc.?
  6. What type of coverage are you most interested in – catastrophic or something with medical copays or a prescription drug card?
  7. Do you need to cover yourself only, or do you have dependents to cover?
  8. What medications do you take, if any?
  9. What doctors or hospitals do you use, if any?
  10. What is your monthly budget you can afford to pay?

These are some things that can help you get a more accurate quote for health insurance in a timely manner.  We can deliver your quotes Contact Free via Phone, Email, Online, Mail or with Curbside service.  Our quotes are always free, with no obligation.

~Bush and Associates has been servicing the insurance needs Caldwell County area since 1980!

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Missed Annual Enrollment for Individual Health?  You may be eligible for a Special Enrollment!  Contact us today for your free quote comparison. Web-Banner-Ad-special enrollment sep

Need Individual Health insurance?  Did you miss ACA (Affordable Care Act) Annual Enrollment?  You could still qualify for a plan with a Special Enrollment.  Call us at (828) 754-2601, Text Us: (828) 493-5821, or email

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FOR 2023:  Annual Enrollment for ACA Individual Health is from TBD.  After that it is Special Enrollment.  Get in touch with us today for more information.  The time to act is NOW for Individual Health insurance.  Get in touch with us today for your free quote comparison!

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PLEASE NOTE:  Annual Enrollment for Medicare Advantage and Part D is Oct 15th-Dec 7th



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