Need Health Insurance? You may qualify with a Special Enrollment!

Did you miss Annual Enrollment for Health Insurance? You may still qualify with any number of Special Enrollment situations such as Loss of Employer Group Coverage, Marriage/Divorce, having a Baby, Moving, etc. Get in touch with us today for more information and for your FREE quote! #freequotes #bushandassociatesinsurance

Missed Annual Enrollment for Health Insurance? You may still qualify with a Special Enrollment.

If you didn’t get Health Insurance during Annual Enrollment, you may still be able to qualify with a Special Enrollment. Special Enrollment situations include Loss of Employer Group Coverage, Moving (zip codes), Having a Baby, Marriage, Divorces, etc. Contact us today by calling (828) 754-2601, Texting 828-493-5821, Emailing, or stop by the office for more information and a Free Quote! #freequotes

Want Health Insurance? There’s Still Time!

The Annual Enrollment Period (AEP) to buy Health Insurance for 2023 runs through January 15th, 2023!  The AEP was extended this year for 2023.

Additionally, if you’re losing coverage on December 31st that qualifies you for a Special Enrollment Period (SEP) to get a January 1st effective date if you apply for coverage in December.  If you’re not eligible for an SEP but enroll by January 15th, 2023 then your effective date would be February 1st.

The AEP for Health Insurance is also a good time to update your income, address, and so on.  Once AEP is over, you would then be able to qualify for Health Insurance with an SEP event such as moving, having a baby, loss of Employer Group Coverage, getting married, etc.

Get in touch with us today for more information and for your Free Quote by January 15th, 2023!  There is absolutely no obligation and we can help you find the coverage that works best for you.

~Bush and Associates is in the 2023 ACA Marketplace Elite Circle of Champions for Individual Health.  They have offered local area insurance products for over 40 years.  They specialize in ACA Individual Health, Vision, Dental, Group Employment Benefits and more. 

BUSH AND ASSOCIATES:  Call (828) 754-2601, TEXT 828-493-5821, Email  

Visit online

Health Insurance 2023 Elite Status Marketplace Circle of Champions!

We’ve been recognized for our hard work and commitment to helping consumers access qualified health coverage! We’re honored that CMS has recognized us with Elite Status in the 2023 Marketplace Circle of Champions for helping more than 100 consumers enroll in and manage their health insurance coverage this Open Enrollment. #MarketplaceChampion

Do you want Health Insurance?

Want Health Insurance? Do you have Health Insurance? Free quote! Apply by Dec 15th for a Jan 1 effective date. Apply by Jan 15th for a Feb 1 effective date. Get in touch with us today: call (828) 754-2601, Text 828-493-5821, Email or stop by our office at 916 Wilkesboro Blvd in Lenoir (beside Western Carolina Surveyors). #freequotes #bushandassociatesinsurance #healthinsurance #northcarolinahealthinsurance

The Time to Buy Health Insurance is Almost Over!

Don’t delay – the time to buy Health Insurance is almost O V E R!

It’s Annual Enrollment (AEP) for Affordable Care Act (ACA) Individual Health plans.  Currently it runs from November 1st 2022 through January 15th 2023.  This is the time that you can enroll in Health Insurance or make a change to an existing plan. 

AEP is the time period where you can take out a new Health plan or come off of COBRA to take out a new Health plan.  You can also enroll in an Individual Health plan even if you are offered group health insurance if the cost of the individual plan is less than what your employer offers. 

This is also the time to make updates to an existing plan and/or change plans if what you currently have isn’t working for you.  Things to update are: your projected household annual income or household size, address, email or phone number or if you need to make a coverage change.  When the Annual Enrollment for ACA is over, you cannot enroll in a Health Insurance plan again until the next time it comes around for 2024 unless you quality for a Special Enrollment period (SEP) during the year outside of AEP.  You can, still make any necessary updates to your Marketplace application during the year.

Need help with Health Insurance?  Then get in touch with us today so we can go over your choices!  Our quotes are free with no obligation!

~Bush and Associates was in the 2022 Marketplace ACA Elite Circle of Champions.  They have offered local area insurance products for over 42 years.  They specialize in ACA Individual Health, Vision, Dental, Cancer plans, Short-Term Health, Group Employment Benefits and more.  We offer quotes by Phone, Text, Email, Online, Mail or with an in office appointment.

What Can Bush and Associates do for you for Health Insurance?

Do you have Health Insurance? If you do not, did you know that you can only sign up for ACA Health Insurance during Annual Enrollment (for 2023 this runs Nov 1st, 2022 through Jan 15th, 2023) or if you have a Special Enrollment situation outside the annual enrollment time period. If you do have a plan, is it working for you and can you afford it?

Here are some FAQS to assist you!

CAN I ONLY GET INDIVIDUAL HEALTH INSURANCE DURING ANNUAL ENROLLMENT? No, you can get it during Annual Enrollment or outside of that with a Special Enrollment situation.

WHAT IS SPECIAL ENROLLMENT? Special Enrollment is a life changing event such as moving (zip codes), getting married or divorced, losing group health insurance through an employer, turning 26 and aging off of a parent’s plan, having a baby, etc. A special enrollment situation allows you to enroll in an individual health plan if it’s not annual enrollment.

CAN I GET AN INDIVIDUAL HEALTH PLAN IF I HAVE ACCESS TO GROUP INSURANCE AND/OR COBRA? If it is during Annual Enrollment and you currently have COBRA, you can go off the COBRA onto an Individual Health plan. If you have access to group insurance, if the cost of that insurance is more than a certain percentage (an Agent can give you more info on this and help you to figure this amount) then you can actually go on an Individual Health plan.

DO I HAVE TO HAVE AN INCOME TO GET ON THE MARKETPLACE FOR INSURANCE? Yes you have to make a certain amount in order to qualify for a subsidy (advanced premium tax credit) towards your health insurance premium and you also have to make under a certain amount as well depending on your household size and household income. You can get a plan “OFF” Marketplace without a subsidy and then income does not play a role in this premium.

WHAT IF I HAVE A HEALTH INSURANCE PLAN AND IT DOESN’T WORK FOR ME? Annual Enrollment is the time to explore a plan change and to compare what else is available.

WHAT IF I HAVE AN INDIVIDUAL HEALTH PLAN ON THE MARKETPLACE AND NEED TO MAKE UPDATES SUCH AS INCOME OR ADDRESS, ETC TO IT? Updates to your Marketplace account can be made any time, but Annual Enrollment is an excellent time to do this as well. It’s especially important to keep your Income, Address, Phone and Email address information updated and current.

HOW DO I GET HELP WITH MY CURRENT HEALTH INSURANCE PLAN? Contact your local Agent and schedule a time to look over your renewal for next year and/or check with your insurance company for any renewal information that’s been sent to you for the next year.

HOW DO I GET A HEALTH INSURANCE QUOTE? Contact us today for your FREE health insurance quote! There is no obligation. Just call us at (828) 754-2601, or Text Us at 828-493-5821, or email

#healthinsurance #annualenrollmenthealthinsurance #bushandassociatesinsurance #freequotes #northcarolinahealthinsurance